Flexible Financing Options

Financing for Waterproofing & Foundation Repair

Financing for waterproofing, foundation repair, crawl space work and other home improvement projects is available through Hearth. Down Under Waterproofing & Foundation Repair helps qualified homeowners explore personalized financing options for important home repairs.

Check My Financing Options Request a Free Estimate

Financing Options | Payment Calculator | How It Works | Project Types | FAQs

Flexible Financing for Important Home Repairs

Waterproofing and foundation problems do not always happen when the expense fits comfortably into your budget. Through Hearth, homeowners can explore financing for basement waterproofing, foundation repair, crawl space work, structural repairs and other qualifying home improvement projects.

Financing may be used for qualifying Down Under Waterproofing projects within our service area in New Jersey and Eastern Pennsylvania. View Our Service Area →

$1K–$250K

Personal Loan Options

Hearth connects homeowners with lending partners offering home-improvement financing from $1,000 to $250,000. Available loan amounts, rates and repayment terms vary based on the lender and applicant qualifications.

0% Intro APR Up to $15,000 • 680+ Credit Score

Credit Card Financing Option

Qualified applicants with a 680+ credit score may be eligible for a 0% introductory APR credit-card option through Hearth for amounts up to $15,000. Approval, available credit limits, introductory periods, ongoing APRs and other terms are determined by the card issuer.

HELOC

Home Equity Options

Some qualified homeowners may also see a home equity line of credit option. HELOC availability depends on factors including the homeowner’s credit profile, property and available home equity.

See Your Personalized Financing Options

Checking available options through Hearth uses a soft credit inquiry and does not affect your credit score. You can review available financing options before deciding whether to move forward.

Check My Options

Estimate a Monthly Payment

Use the Hearth calculator to explore estimated monthly payment possibilities for your home improvement project.

How Financing Through Hearth Works

Explore your options online, compare available offers and decide whether financing is right for your project.

Check Your Options

Complete Hearth’s secure online form to see personalized financing options without affecting your credit score during prequalification.

Compare Available Offers

Review the rates, estimated payments and terms made available to you by Hearth’s lending partners.

Choose What Works for You

If you decide to proceed, select the financing option that works for your project and complete the lender’s application process.

Ready to see your personalized options?

Check My Financing Options

Financing for Waterproofing, Foundation & Structural Projects

Financing options may be available for qualifying projects performed by Down Under Waterproofing & Foundation Repair.

Basement Waterproofing

Foundation Repair

Crawl Space Waterproofing, Drainage & Encapsulation

French Drains & Drainage Systems

Structural Repair

Masonry & Concrete Repair

Retaining Walls

Bilco Doors & Other Improvements

Financing FAQs

Does checking my financing options affect my credit score?

Checking personalized financing options through Hearth uses a soft credit inquiry and does not affect your credit score. A lender may perform a hard credit inquiry later if you choose to formally apply for a specific offer.

Does Down Under Waterproofing make the loan?

No. Down Under Waterproofing & Foundation Repair is not a lender. Financing options are provided through Hearth and its third-party lending partners.

Are 0% financing options available?

Hearth offers a 0% introductory APR credit-card option for qualified applicants with a 680+ credit score for amounts up to $15,000. Approval, available credit limits, introductory periods, ongoing APRs and other terms are determined by the card issuer. The 0% introductory APR option does not apply to all Hearth financing products.

Can I pay off a Hearth personal loan early?

Hearth states that personal loan options found through its platform do not carry prepayment penalties. Review the specific terms of any financing offer before accepting it.

Do personal loans require home equity?

Hearth’s unsecured personal loan options do not require home equity. HELOC products are different and are secured by available equity in the home.

Can I request a free estimate before deciding about financing?

Yes. Financing is optional. You may request a free estimate from Down Under Waterproofing & Foundation Repair and decide separately whether financing is appropriate for your project.

Financing is offered through Hearth and participating third-party lending partners. Down Under Waterproofing & Foundation Repair is not a lender and does not make credit decisions. Financing availability, loan amounts, credit limits, APRs, introductory APR periods, repayment terms and approval requirements vary by applicant and financial institution. The 0% introductory APR option is a credit-card product for qualified applicants with a 680+ credit score and is available for amounts up to $15,000; it does not apply to all Hearth financing products. Checking personalized options through Hearth may use a soft credit inquiry; proceeding with a specific lender may require additional credit review. Review all lender disclosures and terms before accepting financing.

Financing information last reviewed August 2026. Availability and terms are determined by Hearth and participating lenders or card issuers and may change. Always review the current offer disclosures before accepting financing.

Ready to Discuss Your Project?

Start with a free estimate from Down Under Waterproofing & Foundation Repair, then explore financing options that may fit your project.

Request a Free Estimate View Financing Options Call Us Text Us

Licensed & Insured | NJ #13VH03267600 | PA #PA175894 | Bonding #72695582 | Monday-Saturday, 7:00 AM-7:00 PM